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The Mortgage Note Mod Company believes if there is a will then there is a way to stop the foreclosure process. Our team will help accomplish your goals whether it’s to keep or sell your home property.

Affordable Repayment Plan
Mortgage Loan Modification
Pros and Cons of Loan Modification Agreements
Restructured Mortgage
Mortgage Refinance
Forbearance Agreement
Deed-in-Lieu of Foreclosure
Reinstatement Plan
Foreclosure Lawyers



Mortgage Rate Reduction
Loan Modification
Lien Stripping
 
 
Foreclosure is something most homeowners thought could never happen to them. The unfortunate reality is that hundreds of thousands of homeowners have experienced a foreclosure in the last two years. Now with many lenders and banks in jeopardy of bankruptcy, loan modifications are becoming more frequent much earlier in the process.



Forbearance
Deed-in-Lieu of Foreclosure
Bankruptcy Protection
 
 
The Mortgage Note Mod Company can help you maintain your homeownership by negotiating on your behalf directly with the bank that services your loan.



Bankruptcy vs. Modification
Negotiating with Loss and Mitigation
Short Sale Considerations
Foreclosure Laws
 
 
Our legal and negotiating expertise can help save your house while reducing financial stress burdens.
Predatory Lending Lawyers
Truth in Lending Law
Stopping a Foreclosure with a Loan Modification



Consumer Protection Advocates
Mortgage Resources
FHA Mortgage Lenders
Loan Blogs
Hope Organization
 

Forbearance

 

Many mortgage lenders are offering a temporary forbearance, which enables borrowers to get a break from making their home loan payments for an agreed-upon period of time. This provides them an opportunity to get back on their feet financially. If the borrowers are able to make the reduced payment during the forbearance, then most lenders will agree to modify your home loan terms permanently. Restructuring you mortgage offers increased cash flow because your mortgage payment will be reduced. It may or may not have a negative impact on your credit report, depending upon what is negotiated by your attorney.

In most cases a mortgage note modification occurs in the later stages after 60 or 90 day late payments. And, a lot of people say that loan modification is a good last ditch option prior to foreclosure. But, you don't necessarily have to be late on your mortgage to do a loan modification. You could save yourself a lot of money by simply doing a loan modification on your existing mortgage loan. Home refinancing costs money because it requires an appraisal of your home and there are closing costs involved.

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