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	<title>Loan Modification News</title>
	<link>http://www.loanmodificationoutlet.com/blog</link>
	<description>Loan Modification, Federal Loan Modifications, Loan Workouts &#38; Lender Negotiations for Homeowners Late on Their Mortgage.</description>
	<lastBuildDate>Fri, 16 Dec 2011 15:27:44 +0000</lastBuildDate>
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		<title>Not All Loan Modification Programs Successful</title>
		<description><![CDATA[Since the housing market collapsed in 2007, the government, banks and mortgage lenders have created hundreds of loan modification programs in an effort to stem the foreclosure crisis and to get the U.S. economy back on track. The Obama administration’s initial mortgage relief programs, launched in early 2009, were intended to prevent 7 million to [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2011/12/16/not-all-loan-modification-programs/</link>
			</item>
	<item>
		<title>Home Refinancing Programs fоr People with Νо Equity</title>
		<description><![CDATA[In most case, lenders will not offer refinancing to borrower’s when their hоmе is worth less than their mortgage balance. In the years between 2003 and 2006, many home buyers got a second mortgage when they purchased their home in an effort to avoid having to pay mortgage insurance or a more significant down-payment.  In [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2011/12/16/home-refinancing-programs-f%d0%ber-people-with-%ce%9d%d0%be-equity/</link>
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		<title>Obama Loan Modification Program at Risk</title>
		<description><![CDATA[The Obama foreclosure prevention plan is coming under fire this week from members of Congress. This heralded loan modification program slated to aid 3 million to 4 million homeowners in an effort to extend loan relief while helping homeowners divert foreclosure. Unfortunately this government loan modification program have fallen far short of that goal, and [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2011/03/04/obama-loan-modification-program-at-risk/</link>
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		<title>Second Mortgage Elimination</title>
		<description><![CDATA[With the government continuing their politically correct stance of forcing banks to offer loan modifications to struggling homeowners, there has been very little talk about mortgage refinancing and lien stripping.  These are viable solutions to homeowners who want to eliminate their second mortgage.  While lenders are handing out 1st mortgage modifications like cup-cakes, many lenders [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2011/02/16/second-mortgage-elimination/</link>
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		<title>49 States Join Foreclosure Group for Multistates</title>
		<description><![CDATA[Loan modification agreements and stalled foreclosures appear to be the current trend with the banks.  Underwater mortgage loans have become a significant issue and that’s why HUD committed 1 billion dollars to the Emergency Homeowner Loan Program. Attorneys general from 49 states have agreed to coordinate efforts to investigate the nation&#8217;s foreclosure mess and determine [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2010/10/13/49-states-join-foreclosure-group-for-multistates/</link>
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		<title>Chase Loan Modification Plans Near 1 Million</title>
		<description><![CDATA[Chase has offered more than 900,000 mortgage modifications to struggling homeowners since the beginning of 2009 through a wide range of government and Chase initiatives to address the housing crisis.  &#8220;We have worked directly with homeowners as the economy has hit them far deeper and for far longer than they expected,&#8221; said Charlie Scharf, head [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2010/08/26/chase-loan-modification-plans-near-1-million/</link>
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		<title>Government Loan Modification Program Update</title>
		<description><![CDATA[Loan modification programs have been helping some homeowners avoid foreclosure, but not everyone is getting mortgage relief from the government.  Many homeowners are tired of being turned down for refinancing and the government modifications do offer new opportunities for payment relief.  Nearly half of the 1.3 million homeowners who enrolled in the Obama mortgage relief [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2010/08/26/government-loan-modification-program-update/</link>
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		<title>20 Percent of U.S. Mortgage Loans Underwater</title>
		<description><![CDATA[When a real estate professional says a home is under-water, they are referring to mortgage that is greater than the home’s value.  Americans continue to struggle to make their mortgage payments on time and many homeowners have discovered that their property’s value has declined so significantly that their mortgage loans are under-water.   Under-Water Home [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2010/08/09/20-percent-of-u-s-mortgage-loans-underwater/</link>
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		<title>1st and 2nd Loan Modification Highs and Lows</title>
		<description><![CDATA[Homeowners continue to report struggles with the loan modification process and with so much mortgage relief talk around the nation many consumers want to know what is going on.  According to former Ditech.com executive, Jeff Morris, &#8220;Many homeowners simply do not have enough income to justify the lenders extending a loan modification.&#8221;  Morris continued, &#8220;If a [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2010/08/09/1st-and-2nd-loan-modification-highs-and-lows/</link>
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		<title>Mortgage Reform with Loan Modification Licensing</title>
		<description><![CDATA[The U.S. government has been working frantically to pass mortgage reform that would require loan modification licensing.  The U.S. Department of Housing and Urban Development, which oversees compliance with the SAFE Act, has proposed that employees handling loan modifications for struggling homeowners also meet the licensing requirements, a policy opposed by banks.  John Courson, CEO [...]]]></description>
		<link>http://www.loanmodificationoutlet.com/blog/index.php/2010/07/21/mortgage-reform-with-loan-modification-licensing/</link>
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